Plan Ahead: Use Your Health Insurance Benefits in Maryland!
As the end of the year approaches, now is the perfect time to make the most of your health insurance benefits at Community Radiology. Many Marylanders have already met their health insurance deductible, which means your out-of-pocket costs for diagnostic imaging or preventative health screenings could be significantly reduced or even completely covered.
Whether you live or work in Frederick, Montgomery, Prince George’s, and Carroll Counties, Community Radiology has convenient imaging centers across Maryland to make scheduling your radiology exam quick and easy.
What Is a Health Insurance Deductible?
A health insurance deductible is the amount you pay out of pocket for medical expenses before your insurance begins to cover costs.
For example, if your deductible is $2,000, you will pay for eligible medical services until you reach that amount. Once your deductible is met, your insurance provider usually covers most or all of your medical expenses, including radiology exams such as MRI, PET/CT, CT scans, Mammograms, Ultrasounds, and other radiology exams performed at Community Radiology.
Understanding your deductible can help you utilize your health insurance benefits. If you are unsure if you have met your deductible, contact your health insurance company for information on your deductible status.
Schedule Your Imaging Exams in Maryland Before the Year Ends!
If your insurance plan follows a calendar year, be sure to schedule your appointment at least two weeks before the end of the year. Once January 1st arrives, your deductible resets, and you will be responsible for payment up until you meet it again.
Take advantage of your current coverage by booking your MRI, PET/CT, CT scan, Mammogram, Ultrasound, DEXA scan, or X-ray at a nearby Community Radiology location in Maryland today.
Our centers are located throughout Frederick, Montgomery, Prince George’s, and Carroll Counties, making it easy to find a location close to home or work.
Community Radiology Accepts Most Major Insurance Plans
Frequently Asked Questions About Health Insurance Deductibles
*The following may vary by insurance provider.
What happens after I meet my deductible?
After meeting your deductible, you only pay a copay or coinsurance for covered services. For example, with 80/20 coinsurance, you pay 20% and your plan covers 80%.
Why does the New Year matter for deductibles?
Many insurance deductibles reset on January 1st. After that, you will need to meet your deductible again before your insurance plan starts covering medical expenses.
Why do deductible resets matter?
A reset means you pay out-of-pocket again. If you have met your deductible, schedule appointments before the reset to save on healthcare costs.
What are the different types of health insurance plans?
High-deductible plans have lower premiums, while low-deductible plans have higher premiums. Make your choice based on your healthcare needs and budget.
How can I utilize my health insurance benefits?
Schedule your radiology exams before your deductible resets to make the most of your benefits. Choose Community Radiology as an affordable option.
What if my deductible resets at a different time?
If your deductible resets on a different date, plan your imaging exams around that schedule to maximize savings.
Community Radiology - Trusted Imaging Experts Across Maryland!
For patients seeking affordable radiology exams in Frederick, Montgomery, Prince George’s, and Carroll Counties, choose Community Radiology to maintain or exceed the quality and convenience of your imaging experience. If you have a referral from your physician, schedule your imaging exam online today and experience the care and expertise of Community Radiology, Maryland’s leading radiology provider.